> For the complete documentation index, see [llms.txt](https://docs.townsq.xyz/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.townsq.xyz/incentives-and-points/townsquare-points-and-partner-points.md).

# TownSquare Points & Partner Points

TownSquare lending & liquidity markets run on top of a mix of TownSquare points and Partner protocol points.

*\*For the non-TownSquare points, the reward format shoukld be consulted with the team behind the partner protocol.*

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#### TownSquare Points

TownSquare Points are rewarded to the users with the following qualifying activities:

* Lending of:
  * MON, wMON
  * MON LSTs (shMON, sMON, gMON, aprMON)
  * Stablecoins (USD1, AUSD, USDC, earnAUSD, USDT)
  * *RWAs\**
  * Bluechip assets (wBTC, wETH)
* Borrowing of:
  * MON, wMON
  * Stablecoins (USD1, AUSD, USDC, earnAUSD, USDT)
  * *RWAs\**
  * Bluechip assets (wBTC, wETH)
* Deposits of:
  * U on BNBChain
  * USD1 on BNBChain, Monad
  * USDC on Base, Monad
  * AUSD on Monad

*\*Security-type RWAs are supported only where lawful, via licensed issuers, and are geo-fenced from Korean users.*

#### Partner Protocol Points

The following protocols are partnering with TownSquare to offer their points:

* World Liberty Financial: 2x points for USD1 lends, collaterals and deposits.
* United Stables: 2x points for U deposits.
* Fastlane: 2x boosted points for collateralizing shMON to borrow
* Kintsu: 2x boosted points for collateralizing sMON to borrow
* Magma: 3x boosted points for collateralizing gMON to borrow
* Upshift: 4x boosted points for lending earnAUSD & collateralizing earnAUSD & sAUSD to borrow.

***

#### Incentive APY

Incentive rewards are variable, not guaranteed, and may change or end at any time. No dollar value is promised.

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#### Distribution

Points are non-transferable activity records with no monetary value and no right to any token distribution. Any furure benefit is discretionary.

Partner protocol points' reward rules should be consulted with the respective protocol. TownSquare protocol does not have information on the timeline nor format of the value realization of those points.