Overview

TownSquare is a high-performance cross-chain brokerage protocol and institution-backed yield infrastructure powering RWAs and stablecoins. At its core, the stack offers institutional yield to retail via strategy vaults curated by institutions, hedge funds, and RWA issuers, while providing a seamless brokerage experience on top of assets in a high-performance crosschain liquidity environment.

The infrastructure solves longstanding accessibility issues in finance that yield readily available product market fit:

• Institutional strategies and RWA yields offer higher-than-average returns but are hard to access for retail;

• Existing onchain lending-based yield curation offers 1-4% yield on average, whereas T-bill yield can offer on-par yield risk-off.

• Onchain liquidity is a relatively light-compliance access to hedge funds and institutions compared to the traditional compliance-heavy TradFi environment.

Key functionalities

• Institution-backed strategies and private yields: trading strategies, private credit yields, proprietary yield sources are made accessible to retail on chains including BNBChain, Base, Monad and other performant chains.

• Battle-tested curated yield vaults: yield vaults on TownSquare can be customized for private credit lending-based, trading-based, and proprietary strategies, managed by institutional curators.

• Brokerage markets for the seamless crosschain liquidity: users can collateralize their assets on Chain A to access liquidity on Chain B, supported on high-throughput chains includin BNBChain, Base, and Monad etc.

• Yield loops: Unlike existing protocols that only limit levered exposure to yield-bearing assets within a single chain, cross-chain loops on TownSquare can be achieved via collateralizing to borrow assets on a different chain that offers more attractive yields.

• Isolated loan positions: Isolated loan positions prevent risk contagion between collaterals during volatilities.

• Capital-efficiency: lending vault liquidity is directly utilized by loop strategy vaults, and unutilized liquidity is allocated to earn yield from external sources.