Overview
TownSquare is a high-performance cross-chain, non custodial lending and liquidity protocol, and institution-backed yield infrastructure powering RWAs and stablecoins. At its core, the stack providers open, non-custodial vault insfrastructure throught which independent curators may serve eligible users, subject to local law.
The infrastructure solves longstanding accessibility issues in finance that yield readily available product market fit:
Institutional strategies and RWA yields offer higher-than-average returns but are hard to access for retail;
Existing onchain lending-based yield curation offers 1-4% yield on average, whereas T-bill yield can offer on-par yield risk-off.
Onchain infrastructure pffers efficient, transparant access to institutional strategies. TownSquare applies KYC/AML where required.
Key functionalities
Institution-backed strategies and private yields: trading strategies, private credit yields, proprietary yield sources are made accessible to retail on chains including BNBChain, Base, Monad and other performant chains.
Battle-tested curated yield vaults: yield vaults on TownSquare can be customized for private credit lending-based, trading-based, and proprietary strategies, managed by institutional curators.
Lending & liquidity markets for the seamless crosschain liquidity: users can collateralize their assets on Chain A to access liquidity on Chain B, supported on high-throughput chains includin BNBChain, Base, and Monad etc.
Yield loops: Unlike existing protocols that only limit levered exposure to yield-bearing assets within a single chain, cross-chain loops on TownSquare can be achieved via collateralizing to borrow assets on a different chain that offers more attractive yields.
Isolated loan positions: Isolated loan positions prevent risk contagion between collaterals during volatilities.
Capital-efficiency: lending vault liquidity is directly utilized by loop strategy vaults, and unutilized liquidity is allocated to earn yield from external sources.
Last updated