> For the complete documentation index, see [llms.txt](https://docs.townsq.xyz/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.townsq.xyz/resources/configurations.md).
# Configurations
### Loan Type Configuration
General Loan Configuration
| Asset | Collateral Factor | Borrow Factor | Liquidation Bonus | Liquidation Fee |
|---|
| MON | 75% | 100% | 8% | 10% |
| WMON | 75% | 100% | 8% | 10% |
| USDC | 80% | 100% | 4% | 10% |
| USDT | 80% | 100% | 5% | 10% |
| WETH | 80% | 100% | 5% | 10% |
| WBTC | 75% | 100% | 8% | 10% |
| shMON | 75% | 100% | 10% | 10% |
| gMON | 75% | 100% | 10% | 10% |
| sMON | 75% | 100% | 10% | 10% |
| aprMON | 75% | 100% | 10% | 10% |
| USD1 | 80% | 100% | 6% | 10% |
| AUSD | 80% | 100% | 4% | 10% |
| sAUSD | 80% | 100% | 6% | 10% |
| earnAUSD | 80% | 100% | 6% | 10% |
*\*Security-type RWA markets are geo-fenced and not accessible to Korean users. Parameters are shown for completeness and do not constitute an offer in Korea.*
### POOL CONFIGURATION
Pool Config
| Asset | Optml Util. % | RR | Variable Int 0 | Variable Int 1 | Variable Int 2 |
|---|
| MON | 75% | 10% | 0% | 5.5% | 200% |
| WMON | 75% | 10% | 0% | 5% | 150% |
| USDC | 80% | 10% | 0% | 7% | 30% |
| USDT | 80% | 10% | 0% | 7% | 30% |
| WETH | 70% | 10% | 0% | 2.5% | 200% |
| WBTC | 80% | 10% | 0% | 4% | 200% |
| shMON | 75% | 10% | 0% | 5% | 135% |
| gMON | 75% | 10% | 0% | 5% | 135% |
| sMON | 75% | 10% | 0% | 5% | 135% |
| aprMON | 75% | 10% | 0% | 5% | 135% |
| USD1 | 80% | 10% | 0% | 7% | 300% |
| AUSD | 80% | 10% | 0% | 7% | 40% |
| sAUSD | 80% | 10% | 0% | 7% | 40% |
| earnAUSD | 80% | 10% | 0% | 7% | 50% |
*\*Security-type RWA markets are geo-fenced and not accessible to Korean users. Parameters are shown for completeness and do not constitute an offer in Korea.*